Midwives | Cost overview of our private midwives
Before Birth
Care during pregnancy
Midwifes offer check-ups and consultation during pregnancy. The extend can vary and can be scheduled individually.
- Costs: € 90,- to € 120,- per visit
- Refunded by the insurance company: yes, € 48,-
- Planned birth at the hospital with staying the first few days (this is called “stationäre Geburt”): 1 appointment after the 32. week (in this case, you`ll have one less appointment available after birth)
- Planned birth at the hospital, but you are planning on leaving within the first 24 hours (this is called “ambulante Geburt”): you`ll get 2 appointments refunded
The midwife-consultation between the 18. - 22. week of pregnancy within the “Mutter-Kind-Pass” is covered by the insurance. If booked with a private midwife it will cost € 67,-, which will be refunded in total.
Birth
Birth at the hospital
In some hospitals you have the option to be accompanied by a private midwife (“Wahlhebamme”). In this case this midwife will be there for you throughout the whole birth.
- Costs: around € 2.000,- including on-call-service
- Refund by the insurance company: none
Birth at home
- Costs: € 1900,- to € 3100,-
- Refund by the insurance company: yes, up to € 1500,-
Included are appointments during the pregnancy, on-call-service beginning 3 weeks before and up to 2 weeks after the estimated due date, birth itself and the visits after birth. Some offer services with 2 midwifes or as a team.
After Birth
Care at home after the birth in the hospital
- Costs: € 90,- to € 120,- per visit
- Refund by the insurance company: € 48,- up to 12x times
No matter, how long you are staying in the hospital, you are entitled to get care of a midwife. The midwife can come home to you within the first 5 days (after a C-section, premature birth or twins 6 days) every day. After this time there is the possibility for further 7 appointments within the first 8 weeks (with C-section, preemie or twins the first 12 weeks).
Care in the event of miscarriage
Since 1.9.2024, women who suffer a miscarriage after the 18th week of pregnancy can also make use of midwife care. The midwife can visit you every day for the first 5 days. After that, a further 7 home visits are possible in the first 8 weeks after the pregnancy loss.
- Costs: € 90,- to € 120,- per visit
- Refund by the insurance company: € 48,- up to 12x times
How does it work with the refund by the insurance company?
- You pay the private midwife.
- Then you submit the bill to your insurance company.
- You will get 80% of what a midwife with a contract would get, back (not 80% of the bill).
Appointments are available and most often used as home visits, but are also available as telemedical visits. Additionally, up to 5 telephone calls are partially refundable.
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